Fast, consistent and compliant decisioning
ESP is our in-house score that combines data from Credit Reference Agencies, Cap, Glasses and demographics from our 500,000+ past funder transactions.
Powerful and sophisticated algorithms generate an accurate score and determine the likelihood of an acceptance, whether it will be prime and the likely funders.
By combining this big data across 34 funders, we are able to secure you a fast, consistent decisions which fulfill a compliant, market-leading, TCF approach.
- Gathers insight and score data from the leading Credit Reference Agencies
- Combines big data with 500,000+ past funder outcomes
- Self learning with each transaction reduces the reliance on human input
- Takes the guess work out of underwriting